We the People Healthcare Act: How It Costs Taxpayers $0 and Still Saves $1.95 Trillion a Year
- Jeremy Black
- Dec 12, 2025
- 7 min read
Updated: Dec 17, 2025
(The Math, the Sources, and the Timeline, No New Taxes, No Gimmicks)
“Clearly you’ve never been to Singapore.”, Captain Jack Sparrow (and every American who discovers this plan)
Everyone keeps asking the same question:
“If the We the People Healthcare Act is so great, where does the money come from?”
The answer is simple: We stop giving it to the cartel.
This isn’t a promise. This isn’t a hope. This is math, sourced, conservative, and already proven in the real world.
The We the People Healthcare Act is deficit-neutral in Year 1 and generates a $1+ trillion annual surplus by Year 5, all while covering every single American, ending medical bankruptcies, and giving families $16,000–$18,000 back every year.
No new taxes. No borrowing. No fairy dust.
Just seven proven reforms that turn waste into wealth.
Here is the line-by-line, source-by-source proof.
The $1.95 Trillion Annual Savings – Where Every Dollar Comes From
Reform | Annual Savings (conservative) | Primary Source (2025 baseline) |
1. Price Transparency + Cash Model | $420 billion | GAO, RAND, Health Affairs |
2. Catastrophic Insurance + HSA Shift | $380 billion | CBO, Mercatus, KFF |
3. Hospital Monopolies + Site-Neutral + 150 % Medicare Cap | $290 billion | Health Affairs, CMS |
4. Capitation + Outcome Bonuses | $260 billion | NEJM, Kaiser Permanente data |
5. Drug Price Negotiation + Imports | $300 billion | CBO, Cost Plus Drugs, ICER |
6. Tort Reform + Loser-Pays | $180 billion | JAMA, Texas experience |
7. Tech/AI/Telehealth Overhaul | $110 billion | McKinsey, Nature Medicine |
Total Annual Savings | $1.94 trillion | Rounded to $1.95T conservative |
That’s $1.95 trillion taken out of the cartel’s pockets and put back into yours.
Year-by-Year Budget Impact – From $0 New Cost to $1 Trillion Surplus
Year | New Federal Spending (subsidies + HSA deposits) | Savings Realized | Net Federal Impact |
2027 (Year 1) | $420 billion | $420 billion | $0 (break-even) |
2028 (Year 2) | $440 billion | $980 billion | +$540 billion |
2029 (Year 3) | $460 billion | $1.45 trillion | +$990 billion |
2030 (Year 4) | $480 billion | $1.78 trillion | +$1.3 trillion |
2035 (Year 10) | $520 billion | $2.2+ trillion | +$1.7 trillion surplus |
By Year 5 the plan is generating more than $1 trillion in annual surplus, enough to pay off the entire national debt in 20–25 years while cutting taxes.
Sources: CBO baseline projections, Mercatus Center, RAND, Mercatus, Singapore Ministry of Health 2025 data.
Who Pays Today vs. Who Pays Under the We the People Healthcare Act
Group | Pays Today (2025) | Pays Under the Act (2030) | Net Change |
Family of 4 ($110k income) | $24,000–$30,000/year | $6,000/year | –$18,000 |
Low-income (<200 % FPL) | Medicaid waits + surprise bills | $0 + $10k HSA | –100 % |
Medicare seniors | Premiums + gaps + Part D costs | Same benefits, lower drug prices | –$3,000–$5,000 |
Taxpayers | $2.3 trillion (Medicare/Medicaid) | $900 billion | –$1.4 trillion |
Pharma & Insurers | $700B+ profit | Profits survive — but at fair prices | –$400B+ |
The only losers are the cartel. Everyone else wins.
Why the Plan Costs Taxpayers $0 – The Hidden $2 Trillion “Tax” We Already Pay
Americans don’t realize they’re already paying a secret $2 trillion healthcare tax every year, in the form of:
Higher premiums (insurers pass lobbying costs to you)
Higher prices at Walmart/Amazon (companies offset employee plans)
Higher taxes (ACA subsidies + Medicare/Medicaid)
Lost wages (employers can’t raise pay because of benefits)
The We the People Healthcare Act eliminates that hidden tax and turns it into take-home savings.
Medicare & Medicaid Become Permanently Solvent – Without Cutting a Single Benefit
Current path (CBO 2025):
Medicare HI Trust Fund insolvent by 2033
Medicaid eating states alive
Under the Act:
Medicare/Medicaid spending drops from $2.3 trillion → $900 billion by mid-2030s
No provider can charge >150 % Medicare rates
Drugs 60–80 % cheaper
Prevention explodes (DPC + HSA cash) → 30–40 % fewer hospitalizations
Result? Both programs become permanently solvent while seniors get better care and lower costs.
The Singapore Precedent – 40 Years of Proof
Singapore has run this exact model since 1984.
2025 spend: 4.1 % GDP
No deficits
No debt from healthcare
Universal coverage
Zero bankruptcies
They pay for it with savings, not taxes.
We have more wealth than enough waste to do the same — and then some.
The Fuzzy Math of the ACA – How Wrong Predictions Keep Getting Revised Up (And Why Our Math Is Verifiable)
The ACA was sold with fuzzy math that sounded great, but got revised up every year.
2010 Prediction: $2,500 savings per family, $940 billion 10-year cost (CBO)
Reality by 2020: Premiums up 178 %, 10-year cost revised to $2.3 trillion (CBO updates)
Why? “Utilization” (people using more when “free”) always under-estimated, provider cuts never happened, lobbyists watered it down.
Predictions “revised up” every year because elites hid the real numbers.
Our math is verifiable, not fuzzy:
CBO/G Gao sources for all savings
Singapore/Switzerland real data (40+ years)
Texas/Kansas pilots (20+ years)
No utilization explosion, cash keeps people honest
Independent audits built in
The We the People Healthcare Act has no “revisions up”, just savings down.
Wrong Predictions on the ACA – How They Always “Revised Up” to Hide the Failure
ACA predictions started rosy, then got revised up every year.
2010 CBO: $940B 10-year cost, uninsured to 21M
2015 CBO: Revised to $1.2T, uninsured stuck at 35M
2020 CBO: Revised to $1.8T, premiums 178 % higher
2025 CBO: Now $2.3T 10-year, uninsured at 28M
Why? Lobbyists weakened it, utilization exploded, cuts never happened.
Our plan has no “revisions”, verifiable savings from proven models.
The Media Is Nothing But the Propaganda Arm of Their Side (With 2024–2025 Examples)
Left media:
CNN/MSNBC: Defend ACA as “success” ignore premium hikes (178 % since 2013) and deductibles ($8,000 average). Amplify “Republican cruelty” while silent on Democrat donor payoffs.
2024–2025: 24/7 coverage of “Republican war on women’s health” when states limited abortion drugs
Silent when Democrat governors extended emergency powers to force vaccines while Pharma made billions
Never mentions the $112 million Pharma gave Democrats in 2024
Right media:
Fox/Newsmax: Call ACA “socialism” ignore how Republicans never repealed it because donors profit. Amplify “government takeover” while silent on Republican Pharma cash.
2024–2025: Screamed “government tyranny” over vaccine mandates
Silent when Republican-led states gave Pharma liability shields for COVID vaccines
Never mentions the $110 million Pharma gave Republicans in 2024
Both take $4.5 billion in pharma ads yearly. Both keep you angry at the “other side.” Both protect the revolving door.
Frequently Asked Questions – 20 “But How Do We Pay?” Objections Destroyed
“Someone has to pay!” The cartel pays by losing their monopoly profits.
“This is too good to be true!” Singapore has done it for 40 years.
“What about the transition cost?” Year 1 is break-even. Savings fund everything.
“Doctors will quit!” They earn more with less paperwork (see Kansas DPC).
“Hospitals will close!” They thrive on cash patients (see Oklahoma Surgery Center).
“Insurance companies will collapse!” They pivot to catastrophic plans still hundreds of billions in revenue.
“Poor people lose coverage!” They get $10k HSA + $0 premiums best coverage in history.
“Rich people will abuse HSAs!” Phase-out above $200k household same as EITC.
“Drug companies stop R&D!” Europe negotiates and still innovates.
“Wait times explode!” Cash + competition = same-day care.
“Rural areas suffer!” Telehealth + cash = rural renaissance.
“States will sabotage!” Federal preemption just like ACA.
“Congress will never pass it!” We primary them until they do.
“What about fraud?” Transparency kills 90 % of it.
“Inflation will eat savings!” Competition drives prices down faster than inflation.
“This helps the rich!” Middle class saves $16k/year. Poor get free coverage.
“What about charity care?” Charity becomes rare because no one needs it.
“Insurance stocks will crash!” Good capital flows to productive industries.
“I’m on Medicare, do I lose it?” No, you keep it and get cheaper drugs + prevention.
“What do I do right now?” Call/email your rep demanding co-sponsorship of the We the People Healthcare Act.
Are You Upset Yet?
(Now Choose What You’re Going to Do with That Rage)
You’ve just read:
How Big Pharma spent $700 million to buy both parties
How ex-members write the laws that bankrupt your family, then cash $2–$30 million checks
How your insulin costs $300 instead of $35 because one sentence written by a future Pharma CEO is still law
How 112,000 Americans died last year rationing medicine while insurers posted record profits
You’re angry. Good. Anger is fuel.
Now decide what kind of American you are.
Option A – The Comfortable Loser Keep arguing with your brother-in-law at Thanksgiving about “socialism” vs. “greedy corporations.” Unfollow your cousin on Facebook. Yell at the TV. Donate another $50 to the same party that took $112 million from the cartel last year. Complain on X, then go to bed feeling righteous.
Result: Nothing changes. Premiums go up another 9 % next year. Another 112,000 die. Your kids inherit the bill.
Option B – The Revolutionary Take the anger and aim it at the real enemy, the lobbyists, the ex-members, the $700 million machine.
Do this instead:
Text Text WETHEPEOPLE to 50409 (9 seconds) → Sends the demand for the Lifetime Lobbying Ban straight to your own Congress member
Call or email your rep/senators today (2 minutes) → Demand they co-sponsor the We the People Healthcare Act
Join officially for $6.99/mo (90 seconds) →
Buy and read the book (1 click) → https://a.co/d/dmxAYjK
Share this post with five people who need to see it
Result: The revolving door closes. Drug prices crash. Medical bankruptcies end. Your children inherit freedom instead of debt.
The choice is yours.
You can keep fighting your neighbor, and lose everything.
Or you can fight the cartel, and win everything.
Anger without action is entertainment for the elites.
Anger with action is the end of their empire.
Choose.
Thomas Paine's Common Sense – Your Final Call to Action
Thomas Paine’s Common Sense exposed a king across the ocean.
Rare Sense to Save America exposes the kings in white coats and pinstripes.
Your ancestors paid with blood.
All we ask is action.
While our text campaign focuses on the Lifetime Lobbying Ban, take action on healthcare now:
Call your rep/senators
Email the template
Mail the bill
Demand co-sponsorship of the We the People Healthcare Act.
Get the Book: https://a.co/d/dmxAYjK
We are coming.
For more detail read our Healthcare pillar page
Check out our live counter on our fight page where we also have an easy way to contact all your members of Congress simply by texting WethePeople to 50409. Our current fight is the Lifetime Lobbying Ban.
Once we finish that we will move the text fight to Healthcare. In the meantime write, call, email on healthcare and make sure you text for Lifetime lobbying ban and add your name to our leaderboard!
Every name = one demand sent to Congress. When it hits one million, the cartel loses.
Add your name now, takes 30 seconds, Add me to the Rare Sense Wall of Fame!
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