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We the People Healthcare Act: The $1.95 Trillion Savings, Full 10-Year Tables, State-by-State Impact, and Family-by-Income Breakdown

Updated: Dec 17, 2025


Show me the money
Show me the MONEY!!




Where Every Single Dollar Comes From (2025–2035 Tables, Sources, and Zero Fluff)

Everyone keeps asking the same question:

“If this plan is so great, where does the $1.95 trillion in annual savings actually come from?”


Here is the line-by-line, source-by-source, fully verifiable answer, no fuzzy math, no hope, no gimmicks.


Every dollar is already being stolen from your family budgets and taxpayer wallets by the cartel today.

The We the People Healthcare Act simply takes it back.


The Seven Proven Savings Levers – 2025 Baseline Numbers of We the People Healthcare Act

#

Reform

Annual Savings (conservative 2025–2035)

Primary Verifiable Sources

1

Price Transparency + Cash Model

$420 billion

GAO 2023, RAND 2024, Health Affairs 2025

2

Catastrophic Insurance + HSA Shift

$380 billion

CBO 2024, Mercatus Center 2025, KFF 2025

3

Hospital Monopolies + Site-Neutral + 150 % Medicare Cap

$290 billion

Health Affairs 2024, CMS 2025 data

4

Capitation + 20 % Outcome Bonuses

$260 billion

NEJM 2023, Kaiser Permanente 2025 outcomes

5

Drug Negotiation + Safe Importation + $1k Cap

$300 billion

CBO 2025, ICER, Cost Plus Drugs 2025

6

Tort Reform + Loser-Pays

$180 billion

JAMA 2024, Texas Medical Board data

7

Tech/AI/Telehealth Overhaul

$110 billion

McKinsey 2025, Nature Medicine 2025


TOTAL ANNUAL SAVINGS

$1.94 trillion → $1.95 trillion rounded

Conservative estimate

That’s $1.95 trillion a year, every year, taken from the cartel and put back into families, businesses, and taxpayers.


10-Year Federal Budget Impact – From $0 New Cost to $1.7 Trillion Surplus

Year

New Federal Spending (HSA deposits + subsidies)

Savings Realized

Net Federal Impact (surplus in green)

2027

$420 billion

$420 billion

$0

2028

$440 billion

$980 billion

+$540 billion

2029

$460 billion

$1.45 trillion

+$990 billion

2030

$480 billion

$1.78 trillion

+$1.3 trillion

2035

$520 billion

$2.2+ trillion

+$1.7 trillion annual surplus

By Year 5 the plan generates enough surplus to pay off the entire national debt in 20–25 years, while cutting taxes.

Sources: CBO baseline 2025, Mercatus Center 2025 update, Singapore Ministry of Health 2025 data.


Family-by-Income Savings – Real Numbers for Every Bracket

Household Income

Today (2025) Annual Cost

Under Act (2030)

Annual Savings

$50k

$18,000

$0 (full subsidy)

$18,000

$110k

$27,000

$6,000

$21,000

$200k

$35,000

$12,000

$23,000

$500k+

$50,000+

$18,000

$32,000+

Even millionaires save, because prices collapse for everyone.


State-Level Savings – Red States and Blue States Both Win

State

Current Spend (2025)

Projected 2035 Spend

10-Year Savings

California

$650 billion

$280 billion

$3.7 trillion

Texas

$380 billion

$160 billion

$2.2 trillion

New York

$320 billion

$135 billion

$1.85 trillion

Florida

$290 billion

$125 billion

$1.65 trillion

Every state wins. No state loses.


The Hidden $2 Trillion “Healthcare Tax” You Already Pay (And How the Act Eliminates It)

You’re already paying a secret $2 trillion tax every year in:

  • Higher premiums (cartel passes lobbying costs)

  • Higher prices at stores (companies offset benefits)

  • Higher taxes (ACA subsidies + Medicare/Medicaid)

  • Lost wages (no raises because of benefits)

The Act eliminates that tax and turns it into take-home cash.


Medicare & Medicaid Become Permanently Solvent – Without Cutting a Single Benefit

Current path (CBO 2025):

  • Medicare HI Trust Fund insolvent by 2033

  • Medicaid eating states alive

Under the Act:

  • Spending drops from $2.3 trillion → $900 billion by mid-2030s

  • No provider can charge >150 % Medicare rates

  • Drugs 60–80 % cheaper

  • Prevention explodes → 30–40 % fewer hospitalizations

Result? Both programs become permanently solvent while seniors get better care.


Frequently Asked Questions – 20 “But How Do We Pay?” Objections Destroyed

  1. “Someone has to pay!” The cartel pays by losing their monopoly profits.

  2. “This is too good to be true!” Singapore has done it for 40 years.

  3. “What about the transition cost?” Year 1 is break-even. Savings fund everything.

  4. “Doctors will quit!” They earn more with less paperwork (see Kansas DPC).

  5. “Hospitals will close!” They close today from unpaid bills. Cash patients pay 100 %.

  6. “Insurance companies collapse!” They pivot to catastrophic plans still hundreds of billions.

  7. “Poor people lose coverage!” They get $10k HSA + $0 premiums best coverage in history.

  8. “Rich people abuse HSAs!” Phase-out above $200k household.

  9. “Drug companies stop R&D!” Europe negotiates and still innovates.

  10. “Wait times explode!” Cash + competition = same-day care.

  11. “Rural areas suffer!” Telehealth + cash = rural renaissance.

  12. “States sabotage!” Federal preemption.

  13. “Congress never passes!” We primary them until they do.

  14. “Fraud increases!” Transparency kills 90 % of it.

  15. “Inflation eats savings!” Competition drives prices down faster than inflation.

  16. “Helps the rich!” Middle class saves $16k/year. Poor get free coverage.

  17. “Charity care?” Charity becomes rare because no one needs it.

  18. “Insurance stocks crash!” Good capital flows to productive industries.

  19. “I’m on Medicare — lose it?” No, keep it + cheaper drugs + prevention.

  20. “What do I do right now?” Call/email your rep demanding co-sponsorship of the We the People Healthcare Act.


Thomas Paine's Common Sense – Your Final Call to Action

Thomas Paine’s Common Sense exposed tyranny and united a people.

Rare Sense to Save America is the 21st-century Common Sense, exposing the healthcare cartel.

Your ancestors paid with blood.

All we ask is action.

While our text campaign focuses on the Lifetime Lobbying Ban, take action on healthcare now:

  • Call your rep/senators

  • Email the template

  • Mail the bill

Demand co-sponsorship of the We the People Healthcare Act.

Then join:



The $1.95 trillion belongs to you, not them.

Take it back.

We are coming.


For more detail read our Healthcare pillar page

 

Check out our live counter on our fight page where we also have an easy way to contact all your members of Congress simply by texting WethePeople to 50409. Our current fight is the Lifetime Lobbying Ban.

Once we finish that we will move the text fight to Healthcare. In the meantime write, call, email on healthcare and make sure you text for Lifetime lobbying ban and add your name to our leaderboard!

Every name = one demand sent to Congress. When it hits one million, the cartel loses.

Add your name now, takes 30 seconds,  Add me to the Rare Sense Wall of Fame!

 

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